Side-by-side · Q2 2026 data
Mission Federal Credit Union vs Mypoint Credit Union
Metric by metric
| Measure | Mission Federal Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 58 |
| Capital cushion | 73 (stronger) | 36 |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 66 (stronger) | 32 |
| Funding & liquidity | 79 (stronger) | 55 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 89th | 16th |
| Total assets | $7.3B | $704.5M |
| Deposits / shares | $6.3B | $576.3M |
| Capital ratio | 12.27% (stronger) | 8.55% |
| Problem loans | 0.15% (stronger) | 0.27% |
| Net charge-offs | 0.34% | 0.11% (stronger) |
| Return on assets | 1.15% (stronger) | 0.30% |
| Loans ÷ deposits | 81.3% (stronger) | 105.1% |
| Uninsured deposits | 6.9% (stronger) | 8.3% |
| Offices | 18 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Mission Federal Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mission Federal Credit Union leads on 6 and Mypoint Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.