Side-by-side · Q2 2026 data
Mission Federal Credit Union vs San Diego Firefighters Federal Credit Union
Credit union
San Diego Firefighters Federal Credit Union
San Diego, California · $100 million – $1 billion
Metric by metric
| Measure | Mission Federal Credit Union | San Diego Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 73 (stronger) | 27 |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 66 (stronger) | 42 |
| Funding & liquidity | 79 | 99 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 89th | 31st |
| Total assets | $7.3B | $152.6M |
| Deposits / shares | $6.3B | $140.9M |
| Capital ratio | 12.27% (stronger) | 7.68% |
| Problem loans | 0.15% (stronger) | 0.26% |
| Net charge-offs | 0.34% | 0.04% (stronger) |
| Return on assets | 1.15% (stronger) | 0.55% |
| Loans ÷ deposits | 81.3% | 45.6% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 16.4% |
| Offices | 18 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Federal Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mission Federal Credit Union leads on 5 and San Diego Firefighters Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.