Side-by-side · Q2 2026 data
Mississippi Highway Safty Pat Federal Credit Union vs Ecm Federal Credit Union
Credit union
Mississippi Highway Safty Pat Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Mississippi Highway Safty Pat Federal Credit Union | Ecm Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 95 (stronger) | 69 |
| Funding & liquidity | 84 | 98 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 38th | 83rd |
| Total assets | $13.1M | $28.9M |
| Deposits / shares | $9.3M | $24.4M |
| Capital ratio | 28.43% (stronger) | 14.87% |
| Problem loans | 6.62% | 0.66% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.88% (stronger) | 1.22% |
| Loans ÷ deposits | 75.8% | 62.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ecm Federal Credit Union has the higher TellerScore (87 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Mississippi Highway Safty Pat Federal Credit Union leads on 3 and Ecm Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.