Side-by-side · Q2 2026 data
Mnb Bank vs Adams Bank & Trust
Metric by metric
| Measure | Mnb Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 61 | 91 (stronger) |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 62 | 73 (stronger) |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 61st | 93rd |
| Total assets | $594.1M | $1.3B |
| Deposits / shares | $494.9M | $1.1B |
| Capital ratio | 11.09% | 14.11% (stronger) |
| Problem loans | 0.15% (stronger) | 0.55% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.06% | 1.32% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 82.4% |
| Uninsured deposits | 24.9% | 23.0% (stronger) |
| Offices | 6 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Mnb Bank leads on 2 and Adams Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.