Side-by-side · Q2 2026 data
Mnb Bank vs Horizon Bank
Metric by metric
| Measure | Mnb Bank | Horizon Bank |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 61 | 90 (stronger) |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 61st | 91st |
| Total assets | $594.1M | $574.3M |
| Deposits / shares | $494.9M | $474.9M |
| Capital ratio | 11.09% | 13.96% (stronger) |
| Problem loans | 0.15% (stronger) | 0.46% |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.06% | 2.95% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 84.0% |
| Uninsured deposits | 24.9% (stronger) | 30.8% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Horizon Bank has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Mnb Bank leads on 4 and Horizon Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mccook, NE