Side-by-side · Q2 2026 data
Mobile Postal Credit Union vs Federal Employees Credit Union
Metric by metric
| Measure | Mobile Postal Credit Union | Federal Employees Credit Union |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 4 | 44 (stronger) |
| Earnings | 41 (stronger) | 26 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 17th | 40th |
| Total assets | $16.7M | $19.7M |
| Deposits / shares | $14.5M | $16.3M |
| Capital ratio | 13.19% | 16.62% (stronger) |
| Problem loans | 2.87% | 1.67% (stronger) |
| Net charge-offs | 3.26% | 0.92% (stronger) |
| Return on assets | 0.53% (stronger) | 0.15% |
| Loans ÷ deposits | 60.1% | 59.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federal Employees Credit Union has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Mobile Postal Credit Union leads on 2 and Federal Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.