Side-by-side · Q2 2026 data
Monet Bank vs WestStar Bank
Metric by metric
| Measure | Monet Bank | WestStar Bank |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 (stronger) | 23 |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 36th | 90th |
| Total assets | $3.2B | $3.3B |
| Deposits / shares | $913.0M | $2.8B |
| Capital ratio | 31.69% (stronger) | 12.27% |
| Problem loans | 25.76% | 0.00% (stronger) |
| Net charge-offs | -4.61% (stronger) | -0.01% |
| Return on assets | 4.06% (stronger) | 2.29% |
| Loans ÷ deposits | 49.0% (stronger) | 87.7% |
| Uninsured deposits | 80.2% | 61.0% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
WestStar Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Monet Bank leads on 4 and WestStar Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.