Side-by-side · Q2 2026 data
Monroe Community Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | Monroe Community Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 93 (stronger) | 69 |
| Earnings | 79 (stronger) | 64 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 78th | 86th |
| Total assets | $406.4M | $455.3M |
| Deposits / shares | $355.2M | $373.3M |
| Capital ratio | 11.43% | 17.32% (stronger) |
| Problem loans | 0.20% (stronger) | 0.92% |
| Net charge-offs | 0.11% (stronger) | 0.98% |
| Return on assets | 1.48% (stronger) | 1.11% |
| Loans ÷ deposits | 77.8% | 55.1% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 3.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Wmcu Credit Union has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Monroe Community Credit Union leads on 4 and Wmcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.