Side-by-side · Q2 2026 data
Monroe Federal Savings and Loan Association vs The Settlers Bank
Metric by metric
| Measure | Monroe Federal Savings and Loan Association | The Settlers Bank |
|---|---|---|
| TellerScore | 59 | 94 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 11 | 93 (stronger) |
| Funding & liquidity | 62 | 79 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 17th | 98th |
| Total assets | $144.5M | $142.4M |
| Deposits / shares | $124.5M | $119.1M |
| Capital ratio | 9.86% | 16.19% (stronger) |
| Problem loans | 0.22% | 0.18% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | -0.22% | 1.83% (stronger) |
| Loans ÷ deposits | 90.0% | 77.1% (stronger) |
| Uninsured deposits | 22.3% | 18.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The Settlers Bank has the higher TellerScore (94 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Monroe Federal Savings and Loan Association leads on 0 and The Settlers Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.