Side-by-side · Q2 2026 data
Monson Savings Bank vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Monson Savings Bank | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 92 (stronger) | 85 |
| Earnings | 60 | 92 (stronger) |
| Funding & liquidity | 54 | 99 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $806.3M | $230.3M |
| Deposits / shares | $721.9M | $188.5M |
| Capital ratio | 9.55% | 19.74% (stronger) |
| Problem loans | 0.23% (stronger) | 0.45% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.99% | 1.79% (stronger) |
| Loans ÷ deposits | 87.8% | 61.6% (stronger) |
| Uninsured deposits | 31.5% | 12.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Monson Savings Bank leads on 2 and Greater Springfield Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.