Side-by-side · Q2 2026 data
Monson Savings Bank vs The Savings Bank
Metric by metric
| Measure | Monson Savings Bank | The Savings Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 45 (stronger) | 44 |
| Loan quality | 92 | 94 (stronger) |
| Earnings | 60 (stronger) | 38 |
| Funding & liquidity | 54 | 62 (stronger) |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 31st | 22nd |
| Total assets | $806.3M | $891.0M |
| Deposits / shares | $721.9M | $766.6M |
| Capital ratio | 9.55% (stronger) | 9.45% |
| Problem loans | 0.23% | 0.17% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.99% (stronger) | 0.44% |
| Loans ÷ deposits | 87.8% | 83.6% (stronger) |
| Uninsured deposits | 31.5% | 28.2% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 5.1% |
Monson Savings Bank has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Monson Savings Bank leads on 3 and The Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.