Side-by-side · Q2 2026 data
Montell Federal Credit Union vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Montell Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 81 (stronger) |
| Earnings | 57 | 86 (stronger) |
| Funding & liquidity | 50 | 86 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 32nd | 95th |
| Total assets | $4.5M | $126.3M |
| Deposits / shares | $3.4M | $96.0M |
| Capital ratio | 24.40% (stronger) | 23.38% |
| Problem loans | 2.04% | 0.57% (stronger) |
| Net charge-offs | -0.79% (stronger) | 0.39% |
| Return on assets | 0.94% | 1.64% (stronger) |
| Loans ÷ deposits | 117.1% | 74.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Montell Federal Credit Union leads on 3 and Department of Corrections Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.