Side-by-side · Q2 2026 data
Montezuma State Bank vs Leighton State Bank
Metric by metric
| Measure | Montezuma State Bank | Leighton State Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 99 (stronger) | 60 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 90 | 92 (stronger) |
| Funding & liquidity | 92 (stronger) | 68 |
| Problem-loan coverage | 63 | 90 (stronger) |
| Peer percentile | 33rd | 57th |
| Total assets | $54.6M | $298.2M |
| Deposits / shares | $46.2M | $254.4M |
| Capital ratio | 14.87% (stronger) | 10.99% |
| Problem loans | 6.94% | 0.79% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.02% |
| Return on assets | 1.75% | 1.80% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 86.3% |
| Uninsured deposits | 22.3% | 20.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
Leighton State Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Montezuma State Bank leads on 3 and Leighton State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.