Side-by-side · Q2 2026 data
Montezuma State Bank vs Marion County State Bank
Metric by metric
| Measure | Montezuma State Bank | Marion County State Bank |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 99 (stronger) | 54 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 90 | 94 (stronger) |
| Funding & liquidity | 92 (stronger) | 52 |
| Problem-loan coverage | 63 | 95 (stronger) |
| Peer percentile | 33rd | 61st |
| Total assets | $54.6M | $628.6M |
| Deposits / shares | $46.2M | $546.6M |
| Capital ratio | 14.87% (stronger) | 10.41% |
| Problem loans | 6.94% | 0.27% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.75% | 1.84% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 88.7% |
| Uninsured deposits | 22.3% (stronger) | 32.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marion County State Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Montezuma State Bank leads on 4 and Marion County State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.