Side-by-side · Q2 2026 data
Montgomery Bank vs Alliance Bank
Metric by metric
| Measure | Montgomery Bank | Alliance Bank |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 47 | 86 (stronger) |
| Loan quality | 85 | 91 (stronger) |
| Earnings | 85 (stronger) | 77 |
| Funding & liquidity | 54 | 70 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 58th | 86th |
| Total assets | $1.2B | $391.3M |
| Deposits / shares | $1.0B | $334.8M |
| Capital ratio | 9.69% | 13.57% (stronger) |
| Problem loans | 0.44% | 0.26% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.63% (stronger) | 1.41% |
| Loans ÷ deposits | 95.9% | 90.6% (stronger) |
| Uninsured deposits | 24.2% | 11.4% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 2.3% |
Alliance Bank has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 1 and Alliance Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.