Side-by-side · Q2 2026 data
Montgomery Bank vs Bank of Washington
Metric by metric
| Measure | Montgomery Bank | Bank of Washington |
|---|---|---|
| TellerScore | 70 (stronger) | 44 |
| Capital cushion | 47 | 75 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 85 (stronger) | 55 |
| Funding & liquidity | 54 (stronger) | 40 |
| Problem-loan coverage | 94 (stronger) | 42 |
| Peer percentile | 58th | 4th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $887.8M |
| Capital ratio | 9.69% | 12.47% (stronger) |
| Problem loans | 0.44% (stronger) | 3.50% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 1.63% (stronger) | 0.86% |
| Loans ÷ deposits | 95.9% (stronger) | 113.7% |
| Uninsured deposits | 24.2% | 24.0% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 5.8% |
Montgomery Bank has the higher TellerScore (70 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 5 and Bank of Washington on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.