Side-by-side · Q2 2026 data
Montgomery Bank vs Mid America Bank
Metric by metric
| Measure | Montgomery Bank | Mid America Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 47 | 58 (stronger) |
| Loan quality | 85 (stronger) | 70 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 54 (stronger) | 42 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 58th | 58th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.0B | $1.0B |
| Capital ratio | 9.69% | 10.76% (stronger) |
| Problem loans | 0.44% (stronger) | 0.89% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.63% | 2.07% (stronger) |
| Loans ÷ deposits | 95.9% | 78.8% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 49.9% |
| Offices | 12 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 6.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 2 and Mid America Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.