Side-by-side · Q2 2026 data
Montgomery Bank vs Royal Banks of Missouri
Metric by metric
| Measure | Montgomery Bank | Royal Banks of Missouri |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 47 | 59 (stronger) |
| Loan quality | 85 | 95 (stronger) |
| Earnings | 85 (stronger) | 62 |
| Funding & liquidity | 54 | 59 (stronger) |
| Problem-loan coverage | 94 (stronger) | 75 |
| Peer percentile | 58th | 58th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.0B | $891.6M |
| Capital ratio | 9.69% | 10.93% (stronger) |
| Problem loans | 0.44% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.63% (stronger) | 1.05% |
| Loans ÷ deposits | 95.9% | 90.1% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 25.2% |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 3 and Royal Banks of Missouri on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.