Side-by-side · Q2 2026 data
Montgomery Bank vs Sikeston Public Schools Credit Union
Credit union
Sikeston Public Schools Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Montgomery Bank | Sikeston Public Schools Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 85 (stronger) | 37 |
| Earnings | 85 (stronger) | 79 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 58th | 62nd |
| Total assets | $1.2B | $5.5M |
| Deposits / shares | $1.0B | $4.5M |
| Capital ratio | 9.69% | 18.91% (stronger) |
| Problem loans | 0.44% (stronger) | 1.89% |
| Net charge-offs | 0.01% (stronger) | 1.00% |
| Return on assets | 1.63% (stronger) | 1.46% |
| Loans ÷ deposits | 95.9% | 56.5% (stronger) |
| Uninsured deposits | 24.2% | 0.5% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Sikeston Public Schools Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 3 and Sikeston Public Schools Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.