Side-by-side · Q2 2026 data
Montgomery Bank vs St. Louis Bank
Metric by metric
| Measure | Montgomery Bank | St. Louis Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 38 |
| Capital cushion | 47 (stronger) | 38 |
| Loan quality | 85 (stronger) | 4 |
| Earnings | 85 (stronger) | 57 |
| Funding & liquidity | 54 | 61 (stronger) |
| Problem-loan coverage | 94 (stronger) | 49 |
| Peer percentile | 58th | 1st |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $995.3M |
| Capital ratio | 9.69% (stronger) | 8.81% |
| Problem loans | 0.44% (stronger) | 2.87% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.63% (stronger) | 0.92% |
| Loans ÷ deposits | 95.9% | 90.2% (stronger) |
| Uninsured deposits | 24.2% | 23.6% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Montgomery Bank has the higher TellerScore (70 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 4 and St. Louis Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.