Side-by-side · Q2 2026 data
Montgomery Bank vs Triad Bank
Metric by metric
| Measure | Montgomery Bank | Triad Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 47 | 57 (stronger) |
| Loan quality | 85 | 93 (stronger) |
| Earnings | 85 (stronger) | 75 |
| Funding & liquidity | 54 (stronger) | 22 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 58th | 49th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $896.7M |
| Capital ratio | 9.69% | 10.74% (stronger) |
| Problem loans | 0.44% | 0.21% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.13% |
| Return on assets | 1.63% (stronger) | 1.38% |
| Loans ÷ deposits | 95.9% | 89.1% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 59.2% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 0.0% |
Montgomery Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 4 and Triad Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.