Side-by-side · Q2 2026 data
Monument Bank vs Chambers Bank
Metric by metric
| Measure | Monument Bank | Chambers Bank |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 49 | 76 (stronger) |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 90 | 91 (stronger) |
| Funding & liquidity | 72 (stronger) | 46 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 64th | 91st |
| Total assets | $112.8M | $1.6B |
| Deposits / shares | $91.7M | $1.3B |
| Capital ratio | 9.89% | 12.57% (stronger) |
| Problem loans | 0.27% | 0.23% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.02% |
| Return on assets | 1.74% | 1.76% (stronger) |
| Loans ÷ deposits | 88.7% | 86.7% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 40.2% |
| Offices | 2 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
Chambers Bank has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Monument Bank leads on 2 and Chambers Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.