Side-by-side · Q2 2026 data
Monument Bank vs Community Bank
Metric by metric
| Measure | Monument Bank | Community Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 49 | 51 (stronger) |
| Loan quality | 91 (stronger) | 71 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 64th | 47th |
| Total assets | $112.8M | $119.1M |
| Deposits / shares | $91.7M | $106.9M |
| Capital ratio | 9.89% | 10.09% (stronger) |
| Problem loans | 0.27% (stronger) | 0.86% |
| Net charge-offs | -0.06% (stronger) | 0.04% |
| Return on assets | 1.74% | 2.13% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 90.1% |
| Uninsured deposits | 12.6% (stronger) | 19.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monument Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Monument Bank leads on 5 and Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.