Side-by-side · Q2 2026 data
Monument Bank vs SSB Bank
Metric by metric
| Measure | Monument Bank | SSB Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 90 (stronger) | 21 |
| Funding & liquidity | 72 | 75 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 64th | 77th |
| Total assets | $112.8M | $129.9M |
| Deposits / shares | $91.7M | $104.7M |
| Capital ratio | 9.89% | 17.01% (stronger) |
| Problem loans | 0.27% | 0.09% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.05% |
| Return on assets | 1.74% (stronger) | 0.03% |
| Loans ÷ deposits | 88.7% | 82.2% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 17.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
SSB Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Monument Bank leads on 3 and SSB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.