Side-by-side · Q2 2026 data
Morehead Community Federal Credit Union vs Greater Kentucky CU, Inc. Credit Union
Credit union
Morehead Community Federal Credit Union
Morehead, Kentucky · Under $100 million in assets
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Morehead Community Federal Credit Union | Greater Kentucky CU, Inc. Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 65 |
| Capital cushion | 85 (stronger) | 67 |
| Loan quality | 83 (stronger) | 75 |
| Earnings | 86 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 85th | 30th |
| Total assets | $65.1M | $86.5M |
| Deposits / shares | $56.0M | $75.8M |
| Capital ratio | 13.49% (stronger) | 11.74% |
| Problem loans | 0.50% (stronger) | 0.76% |
| Net charge-offs | 0.21% (stronger) | 0.28% |
| Return on assets | 1.65% (stronger) | 0.17% |
| Loans ÷ deposits | 49.9% (stronger) | 84.9% |
| Uninsured deposits | 5.4% (stronger) | 12.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morehead Community Federal Credit Union has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Morehead Community Federal Credit Union leads on 7 and Greater Kentucky CU, Inc. Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.