Side-by-side · Q2 2026 data
Morehead Community Federal Credit Union vs Kemba Louisville Credit Union
Credit union
Morehead Community Federal Credit Union
Morehead, Kentucky · Under $100 million in assets
Credit union
Kemba Louisville Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Morehead Community Federal Credit Union | Kemba Louisville Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 65 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 83 (stronger) | 9 |
| Earnings | 86 (stronger) | 44 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 85th | 30th |
| Total assets | $65.1M | $59.3M |
| Deposits / shares | $56.0M | $46.3M |
| Capital ratio | 13.49% | 20.80% (stronger) |
| Problem loans | 0.50% (stronger) | 2.72% |
| Net charge-offs | 0.21% (stronger) | 2.23% |
| Return on assets | 1.65% (stronger) | 0.60% |
| Loans ÷ deposits | 49.9% | 25.5% (stronger) |
| Uninsured deposits | 5.4% | 4.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morehead Community Federal Credit Union has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Morehead Community Federal Credit Union leads on 4 and Kemba Louisville Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.