Side-by-side · Q2 2026 data
Morgan Stanley Bank, National Association vs UBS Bank USA, National Association
Metric by metric
| Measure | Morgan Stanley Bank, National Association | UBS Bank USA, National Association |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 54 (stronger) | 31 |
| Loan quality | 84 | 96 (stronger) |
| Earnings | 82 (stronger) | 64 |
| Funding & liquidity | 70 (stronger) | 51 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 97th | 73rd |
| Total assets | $419.3B | $124.4B |
| Deposits / shares | $278.9B | $109.3B |
| Capital ratio | 10.44% (stronger) | 8.08% |
| Problem loans | 0.47% | 0.12% (stronger) |
| Net charge-offs | 0.08% | -0.01% (stronger) |
| Return on assets | 1.56% (stronger) | 1.09% |
| Loans ÷ deposits | 41.1% (stronger) | 85.0% |
| Uninsured deposits | 42.4% | 37.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | 31 |
| Complaints per $1B deposits | — | 0.3 |
| Mortgage denial rate (HMDA) | — | 7.7% |
Morgan Stanley Bank, National Association has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Morgan Stanley Bank, National Association leads on 4 and UBS Bank USA, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.