Side-by-side · Q2 2026 data
Morning Star Federal Credit Union vs Arbuckle Federal Credit Union
Metric by metric
| Measure | Morning Star Federal Credit Union | Arbuckle Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 60 (stronger) |
| Capital cushion | 8 | 34 (stronger) |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 41 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 15th | 22nd |
| Total assets | $1.1M | $10.3M |
| Deposits / shares | $1.0M | $8.9M |
| Capital ratio | 5.78% | 8.37% (stronger) |
| Problem loans | 0.59% | 0.38% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.63% |
| Return on assets | 0.52% (stronger) | 0.40% |
| Loans ÷ deposits | 53.0% (stronger) | 83.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arbuckle Federal Credit Union has the higher TellerScore (60 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Morning Star Federal Credit Union leads on 3 and Arbuckle Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.