Side-by-side · Q2 2026 data
Morris Sheppard Texarkana Federal Credit Union vs Swemp Federal Credit Union
Credit union
Morris Sheppard Texarkana Federal Credit Union
Texarkana, Texas · Under $100 million in assets
Metric by metric
| Measure | Morris Sheppard Texarkana Federal Credit Union | Swemp Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 85 (stronger) | 65 |
| Earnings | 65 (stronger) | 42 |
| Funding & liquidity | 81 (stronger) | 72 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 54th | 52nd |
| Total assets | $13.2M | $12.9M |
| Deposits / shares | $11.7M | $10.4M |
| Capital ratio | 11.64% | 19.49% (stronger) |
| Problem loans | 0.45% (stronger) | 1.04% |
| Net charge-offs | 0.25% | 0.05% (stronger) |
| Return on assets | 1.12% (stronger) | 0.55% |
| Loans ÷ deposits | 79.1% (stronger) | 88.3% |
| Uninsured deposits | 0.0% (stronger) | 4.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morris Sheppard Texarkana Federal Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Morris Sheppard Texarkana Federal Credit Union leads on 5 and Swemp Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.