Side-by-side · Q2 2026 data
Morrow County Federal Credit Union vs Whitewater Community Credit Union
Credit union
Morrow County Federal Credit Union
Mount Gilead, Ohio · Under $100 million in assets
Metric by metric
| Measure | Morrow County Federal Credit Union | Whitewater Community Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 8 | 98 (stronger) |
| Earnings | 47 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 30th | 38th |
| Total assets | $12.2M | $11.3M |
| Deposits / shares | $10.3M | $10.1M |
| Capital ratio | 16.23% (stronger) | 10.48% |
| Problem loans | 2.75% | 0.06% (stronger) |
| Net charge-offs | 0.31% | 0.01% (stronger) |
| Return on assets | 0.67% (stronger) | 0.29% |
| Loans ÷ deposits | 43.0% (stronger) | 80.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitewater Community Credit Union has the higher TellerScore (69 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Morrow County Federal Credit Union leads on 3 and Whitewater Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.