Side-by-side · Q2 2026 data
Morton Community Bank vs United Community Bank
Metric by metric
| Measure | Morton Community Bank | United Community Bank |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 56 (stronger) | 52 |
| Loan quality | 73 | 90 (stronger) |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 73 (stronger) | 64 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 66th | 66th |
| Total assets | $5.3B | $4.1B |
| Deposits / shares | $4.7B | $3.6B |
| Capital ratio | 10.62% (stronger) | 10.17% |
| Problem loans | 0.81% | 0.31% (stronger) |
| Net charge-offs | 0.33% | 0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 1.32% |
| Loans ÷ deposits | 74.1% | 73.5% (stronger) |
| Uninsured deposits | 26.9% (stronger) | 35.0% |
| Offices | 43 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 10.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Morton Community Bank leads on 3 and United Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Springfield, IL
- Macomb, IL
- Chatham, IL