Side-by-side · Q2 2026 data
Morton Lane Federal Credit Union vs Town of Cheektowaga Federal Credit Union
Credit union
Town of Cheektowaga Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Metric by metric
| Measure | Morton Lane Federal Credit Union | Town of Cheektowaga Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 95 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 34 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 44th | 96th |
| Total assets | $62.8M | $38.1M |
| Deposits / shares | $54.7M | $31.6M |
| Capital ratio | 12.80% | 17.16% (stronger) |
| Problem loans | 0.89% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.03% (stronger) |
| Return on assets | 0.35% | 1.33% (stronger) |
| Loans ÷ deposits | 54.2% | 40.5% (stronger) |
| Uninsured deposits | 7.0% | 5.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town of Cheektowaga Federal Credit Union has the higher TellerScore (95 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Morton Lane Federal Credit Union leads on 0 and Town of Cheektowaga Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.