Side-by-side · Q2 2026 data
Mount Vernon Bank vs Citizens Community Bank
Metric by metric
| Measure | Mount Vernon Bank | Citizens Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 53 (stronger) | 39 |
| Loan quality | 79 (stronger) | 70 |
| Earnings | 71 | 78 (stronger) |
| Funding & liquidity | 82 | 88 (stronger) |
| Problem-loan coverage | 89 (stronger) | 85 |
| Peer percentile | 47th | 34th |
| Total assets | $217.6M | $221.9M |
| Deposits / shares | $199.7M | $200.0M |
| Capital ratio | 10.26% (stronger) | 8.94% |
| Problem loans | 0.64% (stronger) | 0.89% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.27% | 1.45% (stronger) |
| Loans ÷ deposits | 71.0% | 67.4% (stronger) |
| Uninsured deposits | 21.5% | 19.5% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mount Vernon Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank leads on 4 and Citizens Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.