Side-by-side · Q2 2026 data
Mount Vernon Bank vs First Bank of Coastal Georgia
Metric by metric
| Measure | Mount Vernon Bank | First Bank of Coastal Georgia |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 71 (stronger) | 29 |
| Funding & liquidity | 82 (stronger) | 64 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 47th | 17th |
| Total assets | $217.6M | $215.7M |
| Deposits / shares | $199.7M | $189.7M |
| Capital ratio | 10.26% (stronger) | 9.07% |
| Problem loans | 0.64% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.27% (stronger) | 0.23% |
| Loans ÷ deposits | 71.0% | 37.3% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 47.9% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mount Vernon Bank has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank leads on 5 and First Bank of Coastal Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.