Side-by-side · Q2 2026 data
Mount Vernon Bank vs The Security State Bank
Metric by metric
| Measure | Mount Vernon Bank | The Security State Bank |
|---|---|---|
| TellerScore | 71 | 91 (stronger) |
| Capital cushion | 53 | 91 (stronger) |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 71 | 97 (stronger) |
| Funding & liquidity | 82 | 97 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 47th | 90th |
| Total assets | $217.6M | $70.5M |
| Deposits / shares | $199.7M | $61.0M |
| Capital ratio | 10.26% | 14.11% (stronger) |
| Problem loans | 0.64% | 0.59% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.27% | 1.92% (stronger) |
| Loans ÷ deposits | 71.0% | 52.9% (stronger) |
| Uninsured deposits | 21.5% | 18.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Security State Bank has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank leads on 1 and The Security State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.