Side-by-side · Q2 2026 data
Mountain Pacific Bank vs Commencement Bank
Metric by metric
| Measure | Mountain Pacific Bank | Commencement Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 65 (stronger) | 53 |
| Loan quality | 78 | 97 (stronger) |
| Earnings | 80 (stronger) | 60 |
| Funding & liquidity | 40 | 45 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $896.4M | $739.6M |
| Deposits / shares | $709.1M | $660.2M |
| Capital ratio | 11.52% (stronger) | 10.30% |
| Problem loans | 0.67% | 0.09% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.50% (stronger) | 0.99% |
| Loans ÷ deposits | 102.8% | 83.3% (stronger) |
| Uninsured deposits | 30.5% (stronger) | 44.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Mountain Pacific Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Mountain Pacific Bank leads on 5 and Commencement Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.