Side-by-side · Q2 2026 data
Mt Gilead Federal Credit Union vs State Employees CU of Maryland, Inc Credit Union
Credit union
Mt Gilead Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
State Employees CU of Maryland, Inc Credit Union
Linthicum, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Mt Gilead Federal Credit Union | State Employees CU of Maryland, Inc Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 66 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 94th | 36th |
| Total assets | $78K | $5.8B |
| Deposits / shares | $63K | $5.0B |
| Capital ratio | 17.49% (stronger) | 10.43% |
| Problem loans | 0.00% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 0.54% |
| Return on assets | 1.14% (stronger) | 0.84% |
| Loans ÷ deposits | 35.0% (stronger) | 90.5% |
| Uninsured deposits | 0.0% (stronger) | 4.3% |
| Offices | 1 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt Gilead Federal Credit Union has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mt Gilead Federal Credit Union leads on 7 and State Employees CU of Maryland, Inc Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.