Side-by-side · Q2 2026 data
Mt Gilead Federal Credit Union vs U S Postal Service Federal Credit Union
Credit union
Mt Gilead Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
U S Postal Service Federal Credit Union
Clinton, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Mt Gilead Federal Credit Union | U S Postal Service Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 66 (stronger) | 22 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 94th | 26th |
| Total assets | $78K | $280.3M |
| Deposits / shares | $63K | $249.7M |
| Capital ratio | 17.49% (stronger) | 10.71% |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 1.14% (stronger) | 0.05% |
| Loans ÷ deposits | 35.0% (stronger) | 77.0% |
| Uninsured deposits | 0.0% (stronger) | 9.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt Gilead Federal Credit Union has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mt Gilead Federal Credit Union leads on 7 and U S Postal Service Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.