Side-by-side · Q2 2026 data
Muenster State Bank vs American Nation Bank
Metric by metric
| Measure | Muenster State Bank | American Nation Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 76 |
| Capital cushion | 98 (stronger) | 53 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 100th | 64th |
| Total assets | $227.0M | $691.5M |
| Deposits / shares | $192.3M | $577.7M |
| Capital ratio | 14.78% (stronger) | 10.31% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.36% (stronger) | 1.54% |
| Loans ÷ deposits | 42.5% (stronger) | 82.8% |
| Uninsured deposits | 24.1% | 20.9% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
Muenster State Bank has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Muenster State Bank leads on 5 and American Nation Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.