Side-by-side · Q2 2026 data
Muenster State Bank vs Datcu Credit Union
Metric by metric
| Measure | Muenster State Bank | Datcu Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 89 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 90 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 100th | 97th |
| Total assets | $227.0M | $1.8B |
| Deposits / shares | $192.3M | $1.5B |
| Capital ratio | 14.78% | 17.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 2.36% (stronger) | 1.57% |
| Loans ÷ deposits | 42.5% (stronger) | 105.5% |
| Uninsured deposits | 24.1% | 5.0% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Muenster State Bank has the higher TellerScore (98 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Muenster State Bank leads on 5 and Datcu Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.