Side-by-side · Q2 2026 data
Municipal Trust and Savings Bank vs Financial Plus Credit Union
Metric by metric
| Measure | Municipal Trust and Savings Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 67 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 99th | 86th |
| Total assets | $382.2M | $607.4M |
| Deposits / shares | $305.7M | $520.6M |
| Capital ratio | 15.56% (stronger) | 13.24% |
| Problem loans | 0.04% (stronger) | 0.45% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 2.96% (stronger) | 1.48% |
| Loans ÷ deposits | 84.3% | 76.0% (stronger) |
| Uninsured deposits | 22.6% | 6.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Municipal Trust and Savings Bank leads on 5 and Financial Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.