Side-by-side · Q2 2026 data
Murphy Bank vs American Continental Bank
Metric by metric
| Measure | Murphy Bank | American Continental Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 87 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 49 | 59 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 92nd | 91st |
| Total assets | $357.2M | $385.3M |
| Deposits / shares | $296.9M | $316.7M |
| Capital ratio | 14.89% | 16.23% (stronger) |
| Problem loans | 0.39% | 0.37% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 2.46% (stronger) | 1.49% |
| Loans ÷ deposits | 101.3% | 89.2% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 25.8% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.4% |
Murphy Bank has the higher TellerScore (88 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Murphy Bank leads on 3 and American Continental Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.