TellerScore

Side-by-side · Q2 2026 data

Murphy Bank vs Sesloc Credit Union

Bank

Murphy Bank

Fresno, California · $100 million – $1 billion

88of 100
Very strong

Credit union

Sesloc Credit Union

San Luis Obispo, California · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureMurphy BankSesloc Credit Union
TellerScore88 (stronger)64
Capital cushion99 (stronger)44
Loan quality8787
Earnings100 (stronger)41
Funding & liquidity4977 (stronger)
Problem-loan coverage96 (stronger)93
Peer percentile92nd36th
Total assets$357.2M$1.3B
Deposits / shares$296.9M$1.1B
Capital ratio14.89% (stronger)9.41%
Problem loans0.39% (stronger)0.40%
Net charge-offs0.01% (stronger)0.34%
Return on assets2.46% (stronger)0.53%
Loans ÷ deposits101.3%83.2% (stronger)
Uninsured deposits23.6%11.5% (stronger)
Offices27
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Murphy Bank has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Murphy Bank leads on 5 and Sesloc Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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