Side-by-side · Q2 2026 data
Murphy-Wall State Bank and Trust Company vs First Community Bank and Trust
Bank
Murphy-Wall State Bank and Trust Company
Pinckneyville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Murphy-Wall State Bank and Trust Company | First Community Bank and Trust |
|---|---|---|
| TellerScore | 60 | 91 (stronger) |
| Capital cushion | 60 | 85 (stronger) |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 62 | 84 (stronger) |
| Funding & liquidity | 72 | 97 (stronger) |
| Problem-loan coverage | 78 | 87 (stronger) |
| Peer percentile | 19th | 96th |
| Total assets | $206.1M | $201.7M |
| Deposits / shares | $183.8M | $170.8M |
| Capital ratio | 11.01% | 13.47% (stronger) |
| Problem loans | 1.67% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.21% (stronger) |
| Return on assets | 1.05% | 1.61% (stronger) |
| Loans ÷ deposits | 74.1% | 54.3% (stronger) |
| Uninsured deposits | 27.7% | 18.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank and Trust has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Murphy-Wall State Bank and Trust Company leads on 0 and First Community Bank and Trust on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.