Side-by-side · Q2 2026 data
Murphy-Wall State Bank and Trust Company vs The Farmers State Bank and Trust Company
Bank
Murphy-Wall State Bank and Trust Company
Pinckneyville, Illinois · $100 million – $1 billion
Bank
The Farmers State Bank and Trust Company
Jacksonville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Murphy-Wall State Bank and Trust Company | The Farmers State Bank and Trust Company |
|---|---|---|
| TellerScore | 60 | 66 (stronger) |
| Capital cushion | 60 | 88 (stronger) |
| Loan quality | 44 (stronger) | 26 |
| Earnings | 62 (stronger) | 46 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 78 | 86 (stronger) |
| Peer percentile | 19th | 31st |
| Total assets | $206.1M | $210.1M |
| Deposits / shares | $183.8M | $180.2M |
| Capital ratio | 11.01% | 13.85% (stronger) |
| Problem loans | 1.67% (stronger) | 2.22% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.05% (stronger) | 0.65% |
| Loans ÷ deposits | 74.1% | 52.3% (stronger) |
| Uninsured deposits | 27.7% | 14.4% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank and Trust Company has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Murphy-Wall State Bank and Trust Company leads on 3 and The Farmers State Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.