Side-by-side · Q2 2026 data
Muskegon Federal Credit Union vs Shore to Shore Community Federal Credit Union
Credit union
Shore to Shore Community Federal Credit Union
Trenton, Michigan · Under $100 million in assets
Metric by metric
| Measure | Muskegon Federal Credit Union | Shore to Shore Community Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 44 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 52nd | 68th |
| Total assets | $80.8M | $85.1M |
| Deposits / shares | $71.1M | $74.2M |
| Capital ratio | 10.97% | 12.03% (stronger) |
| Problem loans | 0.18% (stronger) | 0.73% |
| Net charge-offs | 0.37% | 0.20% (stronger) |
| Return on assets | 0.60% | 1.61% (stronger) |
| Loans ÷ deposits | 45.9% | 38.4% (stronger) |
| Uninsured deposits | 6.9% | 5.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shore to Shore Community Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Muskegon Federal Credit Union leads on 1 and Shore to Shore Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.