Side-by-side · Q2 2026 data
Muskegon Federal Credit Union vs Wexford Community Credit Union
Credit union
Wexford Community Credit Union
Cadillac, Michigan · Under $100 million in assets
Metric by metric
| Measure | Muskegon Federal Credit Union | Wexford Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 60 (stronger) | 36 |
| Loan quality | 94 (stronger) | 73 |
| Earnings | 44 (stronger) | 3 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 52nd | 13th |
| Total assets | $80.8M | $88.8M |
| Deposits / shares | $71.1M | $81.2M |
| Capital ratio | 10.97% (stronger) | 8.57% |
| Problem loans | 0.18% (stronger) | 0.81% |
| Net charge-offs | 0.37% (stronger) | 0.49% |
| Return on assets | 0.60% (stronger) | -0.44% |
| Loans ÷ deposits | 45.9% (stronger) | 52.3% |
| Uninsured deposits | 6.9% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Muskegon Federal Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Muskegon Federal Credit Union leads on 6 and Wexford Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.