Side-by-side · Q2 2026 data
Muskegon Federal Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | Muskegon Federal Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 94 (stronger) | 69 |
| Earnings | 44 | 64 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 52nd | 86th |
| Total assets | $80.8M | $455.3M |
| Deposits / shares | $71.1M | $373.3M |
| Capital ratio | 10.97% | 17.32% (stronger) |
| Problem loans | 0.18% (stronger) | 0.92% |
| Net charge-offs | 0.37% (stronger) | 0.98% |
| Return on assets | 0.60% | 1.11% (stronger) |
| Loans ÷ deposits | 45.9% (stronger) | 55.1% |
| Uninsured deposits | 6.9% | 3.2% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wmcu Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Muskegon Federal Credit Union leads on 3 and Wmcu Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.