Side-by-side · Q2 2026 data
Mutual Federal Credit Union vs Members Exchange Federal Credit Union
Credit union
Members Exchange Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Mutual Federal Credit Union | Members Exchange Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 88 (stronger) | 49 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 86th | 91st |
| Total assets | $528.5M | $143.6M |
| Deposits / shares | $458.9M | $110.7M |
| Capital ratio | 13.98% | 21.21% (stronger) |
| Problem loans | 1.08% | 0.37% (stronger) |
| Net charge-offs | 0.85% | 0.39% (stronger) |
| Return on assets | 1.69% (stronger) | 0.73% |
| Loans ÷ deposits | 64.1% | 58.2% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 7.7% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Exchange Federal Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Mutual Federal Credit Union leads on 2 and Members Exchange Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.