Side-by-side · Q2 2026 data
N a E Federal Credit Union vs Virginia Educators Credit Union
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | N a E Federal Credit Union | Virginia Educators Credit Union |
|---|---|---|
| TellerScore | 81 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 86 |
| Earnings | 33 | 97 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 80th | 97th |
| Total assets | $125.9M | $76.3M |
| Deposits / shares | $102.2M | $57.3M |
| Capital ratio | 16.02% | 24.16% (stronger) |
| Problem loans | 0.36% (stronger) | 0.43% |
| Net charge-offs | 0.56% | 0.21% (stronger) |
| Return on assets | 0.31% | 1.92% (stronger) |
| Loans ÷ deposits | 78.0% | 13.0% (stronger) |
| Uninsured deposits | 12.3% | 3.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 81). On the 7 directional measures above (where higher or lower is clearly better), N a E Federal Credit Union leads on 1 and Virginia Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.